Congratulations On Deciding To Purchase A Home
Buying a home should be an exciting, stress-free experience. Remember, it is probably going to be the most expensive investment that you will ever make, that’s why the more knowledge you have about the whole process of buying will make it all the much easier when you are ready to make the purchase. Richard is dedicated to making your home buying experience a pleasant one. Whether you are a first-time homebuyer or a seasoned veteran, there are always questions to be answered. When you hire Richard as your personal representative you are guaranteed to have a successful moving experience that you will definitely want to share with others.
When you first contact Richard, he will set up an appointment to meet with you and walk you through the whole process, step by step. Remember, as your buyers' representative, he will always be looking out for your best interests. In today’s real estate market, there are many steps and tasks involved in purchasing a home. Forgetting or leaving out one simple step could cause your dream of buying a home to fall through. Richard and his team are there to make sure that the above situation will never happen. After your first meeting, you will be an expert on the buying process, and will be ready to move on to searching for the home of your dreams.
Buying Summary
Determine Your Wants And Needs
This is the single most important step. By asking you a series of questions, I will establish what you are looking for. My goal is to not waste your time by looking at properties that are not in your price range or homes that don't meet your needs. Throughout the buying process, I will maintain your confidentiality and represent your best interests.
Pre-Qualifying
How much can you afford? By filling out a simple 1 page application, we can get you pre-qualified for a mortgage, which will give you an advantage over other potential buyers. You will find out what is the most in terms of price as well as what your potential overall monthly payment would be. If you have a good relationship with your bank you might want to use them. If not, we would be more than happy to recommend you to one of our experienced mortgage consultants, who will have access to several lenders with competitive rates and terms, in order to get you the best mortgage.
Shopping For Your Home
As your representative, there are many resources that I will use in order to find you the perfect home. This will include searching properties listed with our office, as well as other real estate companies and even unlisted properties. You will receive e-mails of properties on a daily basis that fit your search criteria, once we have found something you like we will book an appointment at your convenience to go and see the home.
The Offer
When you find the home you like, we will assist you in drafting up
an offer.
We will ensure that you are fully protected with regards to clauses and conditions written into the offer. We will provide you with negotiating strategies that will in turn achieve a purchase price that is fair. If there are conditions that need to be met in the offer, we will make sure that they are fulfilled by the deadline to make the sale final.
Closing/Follow-Up
We will make sure that everything goes through smoothly; we will be in contact with your lawyer as well as the lender and you throughout the whole process. If needed, we will assist you in booking moving companies, contractors or other professionals to help you with your move. We will contact you once you are in your home to congratulate you and also to find out if you have any questions or concerns that we can help with. Just because you are in your home now doesn’t mean our service to you is finished; we will continue to follow up with you, and remember, if you need anything at all, don’t hesitate to call. We are always available.
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